Join our FREE webinars to learn the best finance strategies, including:

• Ditching debt with PowerPay
• Budgeting for tight times
• Uncovering your money personality
• Organize and declutter financial paperwork
• Basic investing principles
• Understanding and protecting your credit
• Teaching kids money management
• Home buying

All webinars at NOON Mountain Time

October 1- Rent Smart: How to Make Renting Work for Your Wallet

Renting a home is more than paying rent—it’s a major financial decision that can significantly affect your overall financial well-being. You’ll learn how to choose a rental that fits your needs and budget and avoid common costs that can stretch your finances. Join experts to learn:

• How to evaluate the true cost of renting
• Tools to identify and compare rental options
• Money-saving strategies for setting up and living in a rental

October 6 & 8 - Credit Reports & Avoiding Scams

You’ve likely heard that monitoring your credit report is important, but you might not know how or why you should do it. Reviewing your credit report is one of the best ways to be in control of your credit score and can help you protect yourself against fraud and scams. Join our experts to learn:

• How to check your credit reports for FREE
• The anatomy of a credit report, and some red flags to look out for
• How to protect the information on your credit report

October 13 & 15 - The Secrets You Need to Know About Your Credit Score

Your credit score impacts more than you may know—it can affect your ability to rent, get a job, or even lower your insurance rates. In this webinar, we’ll explore the key factors that shape your score, debunk common myths, and share actionable tips to help you build your credit. Whether you're starting from scratch or looking to boost your number, this session will give you the knowledge and confidence to take control of your credit. Join our experts to learn about:

• The main factors used to calculate your score
• Products and strategies to build or rebuild your credit
• How to develop a long-term plan for maintaining a strong credit score

October 20 - Ten Homebuyer Mistakes and How to Avoid Them

Don’t let your dream home turn into a nightmare! Join us for this informative and engaging webinar where we’ll dive into the biggest blunders that many first-time buyers make, and more importantly, how you can avoid them.

Join our experts to learn:

• How to understand and avoid the financial pitfalls
• How to protect yourself and your property in the home-buying process

October 22 - Money Personalities: What’s Yours?

Ever wonder why you spend money the way that you do? Research shows many elements of our lives influence our habits and attitudes about money. Discover the psychological factors behind your spending and learn how to set and achieve your money goals based on your money personality. Join our experts to learn about:

• Your unique money personality
• The hidden factors that influence your spending
• How to use your money personality and habits to your advantage

October 27 & 29 - Sleigh Your Holiday Spending

Join us to learn how to set up a personalized holiday spending plan, prioritize purchases, and make spending decisions a breeze. Join our experts to learn about:

• Strategies for cutting costs without sacrificing holiday cheer
• How to create a realistic holiday budget
• Best practices for tracking and managing spending

November 3 & 5 - No More Guessing: Investing with Confidence Part 1

In part 1 of this 2-part series, we’ll break down the basics of investing in a way that’s simple, non-intimidating, and easy to follow. You’ll learn how investing works, how to choose investments that align with your goals, and how to build a long-term strategy—no more guessing, just confident decisions. Join us to learn:

• How to incorporate investing into your monthly spending plan
• Simple steps to open an investment account
• Investing strategies that are simple and effective

November 10 & 12- No More Guessing: Investing with Confidence Part 2

Everyone talks about the importance of investing, but how do you actually invest? In the second part of this 2-part series, we’ll go beyond the basics and guide you through how to select the right investments for your goals—whether that’s using a workplace retirement plan, an IRA, or a brokerage account.

Join us to learn about:

• Basics of mutual funds, stocks, bonds, and ETFs
• Free tools to research and choose investments
• How to purchase investments using a brokerage account

November 17 & 19 - Grocery Glow-up: Budgeting to Spend Smarter This Thanksgiving

Ready to make your grocery trips less stressful and more intentional? Join accredited financial counselors to learn practical strategies you can put to work on your very next shopping trip—so you can keep your cart (and your wallet) full of what really matters.

This expert-led workshop will include:

• Creating a grocery budget that works in real life

• How to outsmart marketing traps and impulse buys

• How to use AI and other tools to save time, money, and food

November 24 - Meet Your H.I.R.O. -A Simple System for Emergency Preparedness

You want to be organized with your financial documents, but tackling those piles of paperwork feels overwhelming. We will share with you an organizing system for your documents that ensures they're easily accessible when you need them. We’ll include access to a free downloadable organizing resource! Enjoy peace of mind with our proven tips and strategies that you can rely on year after year. Join our experts for tips on:

• How to set yourself up for success with tackling paperwork
• Creating a low-cost organization system for all your documents
• Tips for keeping documents organized throughout the year

December 1 & 3 - Using Digital Tools for a Financial Year-End Checkup

It’s the perfect time to take stock of your finances and set yourself up for success in the new year. This webinar will show you actionable steps to close out the year strong using digital tools, including generative AI. Join us for tips on improving your finances, including increasing savings, improving credit, reducing debt, and better budgeting, so you can step into 2027 with confidence. Join us to learn:

• Key metrics to track your progress.
• How to create a personalized year-end action plan to close out the year strong and prepare for your financial goals.
• How AI and other digital tools can support smarter financial tracking and planning.

December 8 & 10 - Crush Your Debt with PowerPay

If you’re carrying debt and unsure of the best way to tackle it, you’re not alone. Many people wonder which strategy will help them pay it off most effectively. The best debt payoff plan is the one you will stick to, and we’ll demonstrate options so that you can choose a strategy that will work best for your situation. Join our experts to learn about:

• How to use a free tool called PowerPay with a step-by-step tutorial
• Pros and cons of using debt consolidation
• Debt management plans — how they work and whether they’re right for you

December 15 & 17 - Basics of Estate Planning

You might think estate planning is only for the wealthy, but it’s an essential part of life planning for everyone. Our experts will guide you through a toolkit to help you understand the importance of having an estate plan. Creating an estate plan ensures your legacy is carried out as you envision and provides clarity and protection for your loved ones.

Join us to learn:

• How to start the process of estate planning, including having conversations with loved ones
• Which documents are typically included as part of your estate plan, and how the FREE Estate Planning Toolkit from USU Extension can help you